Terms of Business

Terms of Business

TripGuardian.co.uk provides a free travel insurance quotation service and is not a direct insurance provider. We offer a matching service meant to breech the gap between UK insurers and European travelers in need of coverage. Travel Insurance Quotes has agreements with several of the best insurance providers in the UK with the sole purpose of helping travelers from the UK and EU get instant travel insurance quotes.

The insurance providers on our panel are all authorized and regulated by the Financial Services Authority for insurance transactions. The FSA is the independent authority that regulates financial Services in the UK through the Financial Services and Markets Act 2000 (FSMA). The goal of this institution is to promote order and efficiency in the financial market.
As Trip Guardian is not a direct insurance provider but offer a gateway to third party insurers we cannot extend any guarantees for the insurer’s products.


The information you submit on the insurer’s website when purchasing a travel insurance policy is bound by the insurer’s privacy policy. Your personal information is confidential and will not be disclosed to any third party. As a matching service provider and not an independent insurer we cannot guarantee for any confidentiality breaches from the insurance companies we work with.


The payment process starts once the visitor gets the quote for the chosen travel insurance policy. The fees, taxes and charges depend entirely on the insurer you choose to purchase the insurance policy from. We do not offer any guarantees or money-back as we are not the insurance provider.


TripGuardian.co.uk offers a free quotation service and will not charge any fees for this service. The only payments will be made directly to the insurance provider you chose on our website and got the quote from. The full details of the cost, taxes or extra cover prices will be shown once you choose the policy that best suits your needs.